Terms & Conditions

---

This agreement is entered into between the subscriber and The Winning Factor Pty Ltd (TWF), owner of the Horse Racing Tip website and app. By subscribing to TWF’s tips and betting instructions, the subscriber agrees to the following terms and conditions:

1. Finality of All Subscriptions - The subscriber acknowledges that all subscriptions are final, and no refunds will be provided. The subscriber is responsible for ensuring they choose the right subscription package. In the event of a dispute, TWF's decision shall be final.

2. Provision of Services - TWF provides detailed analysis, horse racing tips and outlines of betting instructions for products like Live Trader, Win Banker Bets, Value Long Shots, and the Trifecta. TWF provides these services at its sole and absolute discretion and may update information posted online without prior notice. The subscriber acknowledges that the information provided is collated and formed after careful consideration using mathematical calculation data and information gathered and developed solely by TWF.

3. Proprietary Information and Obligations - The subscriber acknowledges that the information provided by TWF is solely for their use and subscription. The subscriber agrees not to share any information with third parties or publish it without the express consent of TWF. Furthermore, the subscriber acknowledges that they have read, understood and accept TWF's Privacy Policy and agree to comply with all applicable privacy laws and regulations.

4. Termination of Subscriptions - TWF reserves the right to terminate the subscription of any subscriber without notice or refund at any time if it suspects the subscriber has breached any term of the subscription agreement or fails to pay the subscription fees applicable to the service(s) the subscriber is a member of.

5. Access to Members Portal - The subscriber is issued access to the members portal where proprietary information will be available. The subscriber agrees to keep their login details confidential and not to share them with any third party. The subscriber acknowledges that any unauthorised access to the portal is strictly prohibited.

6. Payments and Refund Policy - Payments made by subscribers are final and non-refundable. The subscriber agrees to pay all fees and charges associated with their subscription in a timely manner. In the event that a refund is applicable, due to the discretion of TWF, the subscriber acknowledges that TWF will process the refund within 7 business days.

7. Disclaimer of Liability and Indemnity - TWF does not guarantee the accuracy or validity of the information provided, nor provide advice on how to bet or how much to bet. The subscriber acknowledges that they participate at their own risk and indemnify TWF from any claim for loss suffered as a result of using the subscription services. TWF does not accept any liability for any damages or loss suffered by the subscriber as a result of their use of TWF's services.

8. No Guarantee of Tipping Advice - TWF may or may not provide tipping advice for certain events or at all if it deems there are no satisfactory choices or events that suit the mathematical system deployed by TWF.

9. Updated Terms and Agreement - Subscribers must accept new terms of an agreement for the services to continue. The subscriber confirms to be 18 years of age and provides proof of age, including government identification.

10. Racing Terminology - The subscriber acknowledges and accepts that they are responsible for familiarizing themselves with the terminology used on the website and in TWF's services.

11. Social Media - The subscriber acknowledges that TWF has active social media channels and agrees not to post or publish any defamatory content related to TWF or its services. TWF has the right to take legal action against the subscriber for any defamatory posts made by the subscriber.

12. Obligation of TWF - TWF agrees to provide the subscriber with the most accurate, up-to-date horse racing tips and betting instructions in line with mathematical calculations, data, and information. Additionally, TWF agrees to follow all applicable privacy laws & regulations and produce a clear and concise privacy policy available on the website and app.

The subscriber acknowledges and accepts the terms and conditions outlined above while subscribing to the Horse Racing Tip website and app.S OWNED AND OR MANAGED BY THE WINNING FACTOR PTY LTD AND OR ANY OF ITS SUBSUDUARIES. The subscriber agrees to maintain all obligations as outlined above while using TWF's services and accessing or using this website or any information contained on this website, social media or provided electronically or otherwise. The subscriber acknowleges TWF relies on the subcribers understanding of this agreement and access to the site and materials as a fundemental term of the subscribers agreement.